Meet the people behind your books

Zambrano & Associates Inc. is a family-owned bookkeeping and tax practice in Miami, led by owner Liliana Zambrano and her husband, Carlos. We help real estate professionals, contractors, retail and franchise owners, and other South Florida small businesses keep their books accurate and ready for tax season, in English or Spanish. With us, you always know who is handling your finances.

Liliana Zambrano

Liliana leads Zambrano & Associates and oversees day-to-day operations, including onboarding new small-business clients and making sure their bookkeeping is accurate and their financial reporting is on time. She also prepares federal tax returns for individuals and provides year-round tax planning to help clients make the most of their deductions and reduce their tax liability.

Liliana began her career in bookkeeping and customer service in Ecuador, then spent four years as a business and personal banker at Banco Pichincha, where she advised clients on lines of credit, home loans, and certificates of deposit and consistently exceeded her loan goals. She earned a B.A. in Economics from Universidad de Especialidades Espíritu Santo and also owned and managed a small retail franchise, so she understands the pressures business owners face firsthand.

Carlos Zambrano

Carlos is an Accountant at Zambrano & Associates Inc. in Miami, Florida. After fourteen years analyzing financial statements, tax returns, and cash flow in mortgage and commercial lending, he now applies that experience to day-to-day accounting for small-business clients. He maintains client books in QuickBooks Online, manages the general ledger, and completes monthly reconciliations so records stay accurate and ready for review. He also prepares personal and small business tax returns.

Carlos holds a B.S. in Accounting and a B.B.A. in Finance, and he is completing an M.S. in Accounting (Financial Reporting) at Western Governors University. He is an Intuit-certified bookkeeper with an Intuit QuickBooks Certification (Level 1), is pursuing CPA licensure in Florida, and is a U.S. Navy veteran.